A variety of contribution methods to suit your needs

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When it comes to saving, every little bit helps.

There are a variety of ways to build your savings and involve others in contributing to your financial security.

Personal contributions

One-time contributions

By attaching a personal checking or savings account to your STABLE account you can transfer how much you want, when you want. If you find yourself with extra money that you don’t immediately need or don’t want to impact your eligibility for benefits, you can move it to your STABLE account.

Contributions can be made online or by using the Contribution Form.

Recurring contributions

Automating your savings is a convenient way to set more money aside for future needs. With each monthly contribution, your STABLE account can steadily grow. If you want to simplify your savings then you may want to “set it and forget.”

Savings Boosters

If you’re looking for a fun and convenient way to automatically add a little more to your savings, Savings Boosters can help you sprinkle some extra change into your account.

The Weather Booster feature makes hassle-free (and automatic) deposits when there is a 50%+ chance of precipitation forecasted in your location by weather.gov. Your account balance can go up every time rain, hail, sleet, or snow are forecasted to come down.

It’s simple to set up Weather Boosters:

  1. Log in to your account

  2. Hover over the Transfers tab

  3. Select “Savings Boosters” from the dropdown and follow the prompts

And don’t forget, you’re in charge! You decide how much you want to contribute and save with each weather event. If you need to take a break from Savings Boosters, you can turn them off until you’re ready to boost your savings again.

*We do not guarantee that contributions will be made during each forecasted weather event when Savings Boosters are enabled on your account. The feature relies on data which is provided to us by third-party services unaffiliated with Vestwell which is inherently subject to change. Savers should always diligently check their portal to confirm all account activity.

Benefits

SSA Direct Deposits

Skip extra steps and make saving easier by setting up fast, secure direct deposits from the Social Security Administration to your account. Complete the setup process in three simple steps:

  1. Log in to your STABLE account and click on “Direct Deposit” on the Total Balance tile. Or, once logged in, go to “Transfers > Direct Deposit.”

  2. Enter your information and retrieve your unique direct deposit details, including your routing and account number.

  3. Complete the process by updating your direct deposit details with the SSA. If you are receiving SSI benefits, you will need to update your direct deposit details by phone at +1 800-772-1213 (for TTY call +1 800-325-0778) or by visiting your local Social Security Administration office.

*Please be sure that making this monthly deposit will not exceed the annual contribution limit of your account.

Work income

Payroll direct deposit

If you’re working, you can easily add to your account by setting up direct deposits from your paycheck. Each pay period, you’ll send all or a portion of your earnings to your STABLE account automatically. Complete the setup process in three simple steps:

  1. Log in to your STABLE account and click on “Direct Deposit” on the Total Balance tile. Or, once logged in, go to “Transfers > Direct Deposit.”

  2. Enter your information and retrieve your unique direct deposit details, including your routing and account number.

  3. Complete the process by providing your employer with the direct deposit details, the same as you would with your own checking or savings account

Save more with ABLE to Work

If you’re the account beneficiary and employed, you can save more than the standard annual contribution limit by contributing earnings from your paycheck each year. The current ABLE to Work limits are the lessor of the beneficiary’s compensation for the current year up to $14,580 for the continental United States, $16,770 for Hawaii, and $18,210 for Alaska).

Family and friends

Gifting

When you set up a gifting page, your loved ones can easily make gift contributions to your account online. Just customize your page and share your unique URL with friends and family. Your community can help make saving for the future even easier.

  1. Sign in and click the “Create a Gifting Page” on your account overview. 

  2. Click “Get started” and follow the prompts to set up your page.

  3. Preview your gifting page and click on “Go Live” if everything looks good.

  4. Share the link to your page directly on social media or send to friends and family.

If others would prefer to mail in a gift, you can also share the Gift Form for them to get started.

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